Nissan Offers Short-Term Zero Percent or Long-Term Low Auto Loan Rates in October

Nissan is continuing its 0 percent auto loan rate incentives and low monthly lease payments on most models through October.

Nissan’s interest-free car loan rates are good this month on the Versa sedan, Versa hatchback, Cube, Sentra, Altima, Altima coupe, Maxima, Rogue, Murano, Xterra, Pathfinder, Frontier and Titan. The Altima coupe also has $500 in NMAC cash on top of the 0 percent incentive, and the Maxima has an additional $1,000 in NMAC cash. 

The length of the 0 percent auto loan is 36 months, except on the Sentra, Xterra, Frontier and Titan, which have 60-month loan lengths. Financing a new car at 36 months can make your monthly car loan payments very high, even with a 0 percent car loan, so make sure you can afford the higher payments before you choose that incentive. If you need a longer auto loan length, Nissan is also offering loans up to 72 months long. The interest rate increases with the length of the loan. Most models with 72-month loan lengths have a 1.9 or 2.9 percent interest rate, so it’s still a good deal.

Nissan Titan

The Nissan Titan has $5,000 in cash back in October or 0 percent auto loan financing for 60 months.

Nissan is also offering cash back incentives in lieu of 0 percent rates this month. Cash back ranges from $500 to $5,000 on select models. Cash back incentives are a good choice if you’ve secured your auto financing through your bank or credit union. Nissan says on its site its cash back offer is only good when you buy a vehicle from what the dealer currently has available in stock.

Nissan is featuring 39-month leases for every vehicle in its lineup except the 370Z Coupe, 370Z Roadster and GT-R in October, with monthly payments ranging from $149 to $499. You’ll need anywhere from $1,999 to $2,999 at lease signing. A few lease deals also include NMAC bonus cash. The Nissan Altima coupe has $500 in NMAC bonus cash, while the Maxima has an extra $1,000.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Nissan’s site to find the incentives in your area.