Ford Adds $1,000 Cash to Zero Percent Car Loan Rates in July

Ford has added extra cash incentives on top of its 0 percent auto loan rates in July. The 2010 Taurus, Edge, Flex, Explorer, F-150 and Super Duty have anywhere from $500 to $1,000 in bonus cash for shoppers who get approved for Ford Motor Credit’s 0 percent auto loan rate incentive. The length of the car loan at 0 percent varies widely, so check Ford’s website before heading to the dealership.

Most other 2010 Ford vehicles also have 0 percent auto loan incentives this month without the bonus cash. Cash back incentives for those who have their own financing or pay with cash are available up to $6,000 on select 2010 vehicles. Ford’s 2011 models are available with lower auto loan rates or $1,500 cash back on the Flex and Super Duty.

Ford Edge

The Ford Edge has cash and zero percent financing combined into one incentive in July.

The 2010 Mercury Grand Marquis is available in July with $3,000 off or a 0 percent car loan for 36 months. A 72-month auto loan would be 5.9 percent if you need to stretch the payments out. The Mercury Milan sedan is available at 0 percent for 36 months as well, or 4.9 percent over 72 months. The Milan can be leased for $259 a month for 24 months with $3,000 due at signing and $1,500 in lease cash.

The Mercury Mountaineer comes with either $2,000 off or 0 percent financing for 36 months. Mercury’s Mariner is available with $1,000 cash back or a 0 percent, 36-month auto loan in July. The Mariner can be leased for $259 a month for 24 months with $2,964 due at signing and $1,250 in lease cash.

Lincoln is still offering buyers free maintenance in July. The program covers scheduled maintenance for three years or 45,000 miles. It includes oil changes, tire rotations, vehicle inspections, engine belts and hoses. Lincoln’s program also covers wear and tear items, including brake pads and wiper blades, which normally are not covered under a new car warranty.

Lincoln is giving buyers 0 percent auto loan incentives for up to 60 months on the MKS, MKZ, MKX and Town Car in July. Or buyers can choose cash back incentives up to $3,000 on select models. Lincoln is giving lessees up to $2,500 in lease bonus cash this month and is offering several 24-month lease specials. You’ll need at least $4,000 or more at lease signing.

Volvo is continuing its safe and secure offer through July. All new models come with a five-year warranty, five-year wear and tear coverage, five-year complimentary factory scheduled maintenance and five years/unlimited miles roadside assistance. Volvo is also offering auto loan rates at 0, 0.9 or 2.9 percent, and the length of the loan goes up to 72 months, depending on the model. Volvo has discounted lease deals on four different models in July as well.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Ford’s site to find the incentives in your area.