Kia Throws Extra Cash on Top of Zero Percent Car Loans in September

Kia is continuing its 0 percent auto loan rates on certain 2010 and 2011 models through September. The catch is that the car loans have to be paid off in three years, which will make the monthly payments higher than a loan stretched out over five or six years.

If you can afford the higher monthly car loan payments, Kia’s 0 percent incentive is a good deal. It’s good on the 2010 Forte, Forte Koup, Optima, Sedona, Soul and Sportage. The 2011 Sorento is also included. The 2011 Sedona, Soul and Sportage are available with 1.9 percent auto loan financing for three years.

In addition to the interest-free car loans, Kia is giving shoppers $1,000 bonus cash on its 2011 Sedona, 2010 Forte and Forte Koup. You’ll receive an extra $1,500 on the 2010 Sedona and Sportage. An additional $2,000 is available on the 2010 Optima (pictured below).

Kia Optima

Select 2009, 2010 and 2011 Kia vehicles have anywhere from $1,000 to $5,000 in cash back incentives in September. Cash back can’t be combined with the low or 0 percent auto loan incentives or lease deals.

Lease shoppers can get the 2010 Forte for $159 a month for 36 months with $2,000 due at signing. The 2010 Forte Koup is $179 a month for 36 months with $2,000 due at lease signing. The 2011 Kia Sorento can be leased for $239 a month for 36 months with $2,900 due at signing. The 2011 Sportage is $229 a month for 36 months with $2,500 at lease signing. The 2011 Soul can be leased for $169 a month for 36 months with $2,000 due at signing.

Kia is offering its competitive bonus through September, where owners of select competitor brands can receive between $500 and $1,500 off for switching to Kia. Kia also has owner loyalty and military discounts this month. There is a back to school offer of $750 on the 2010 Soul for college graduates, teachers and administrative staff who work at schools.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Kia’s site to find the incentives in your area.