Kia’s Bonus Cash Plus Zero Percent Car Loan Rates Still Available in August

Kia is once again offering 0 percent auto loan financing on several 2010 and 2011 models in August. The only negative about Kia’s offer is that the auto loans have to be paid off in three years, which means the monthly payments will be much higher than if you took the loan out over five or six years.

If you can afford to pay off the car loan in three years, the 0 percent rate incentive is a good deal. In August, it’s good on the 2010 Soul, Forte, Forte Koup, Optima, Sedona, Sportage and 2011 Sorento. The 2011 Sportage can be purchased with 1.9 percent financing.

On top of the interest-free financing, Kia is giving buyers $1,000 in bonus cash on its 2010 Forte and Forte Koup (pictured below). You’ll receive $1,500 on the 2010 Optima, Sedona and Sportage in addition to the 0 percent auto loan offer.

Kia Forte Koup

Select 2009, 2010 and 2011 Kia vehicles have anywhere from $1,000 to $5,000 in cash back incentives in August. Cash back can’t be combined with the low or 0 percent auto loan incentives.

If you prefer leasing, the 2010 Forte and Soul are an affordable $149 a month for 36 months with about $2,000 to $2,300 due at signing. The 2010 Forte Koup is $179 a month for 36 months with $2,000 due at lease signing. The 2011 Kia Sorento can be leased for $239 a month for 36 months with $2,700 due at signing. The new 2011 Sportage is $229 a month for 36 months with $2,500 at lease signing.

Kia is also continuing its competitive bonus through August, where owners of select competitor brands can receive between $500 and $1,500 off for switching to Kia. Kia also has owner loyalty and military incentives in August.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Kia’s site to find the incentives in your area.