Toyota Extends Zero Percent Car Loan Incentives Through September

Toyota continues to offer 0 percent auto loan financing this month, and is also offering no payments for 90 days and no down payment. Toyota’s Prius, Yaris, Corolla, Camry, Camry Hybrid, Venza, RAV4, Highlander and Tundra are all included.

Keep in mind that you’ll generally need a credit score of 720 or higher to qualify for the 0 percent rate through Toyota Finance. Car loans range from 36 to 60 months, depending on the model.

The 2010 Toyota Yaris still has a $1,000 cash back incentive in September.

Toyota Camry

The 2011 Toyota Camry LE is the only lease deal this month where only the first month’s payment is due at lease signing.

Toyota is also offering three-year lease incentives with payments ranging from $119 to $329 on nine models in September. You’ll need anywhere from $2,198 to $3,704 at lease signing, depending on the vehicle. The 2011 Camry LE is the only model that can be leased with only the first month payment of $269 due at signing.

Before you apply for a Toyota lease, keep in mind that some models only require a credit score of 650, while others require a 720. In September, only the Corolla can be leased with a 650 minimum credit score, while the rest of Toyota’s lease incentives require a 720.

Toyota continues to offer its two-year complementary maintenance program in September for all Toyota and Scion models. You’ll get a coupon book for all scheduled maintenance, which includes things like oil changes and tire rotations, but doesn’t cover things like brake pads and wiper blades.

Scion hasn’t wavered much the past few months with its 36-month lease incentives. You only need a minimum credit score of 650 to lease a Scion. The 2010 Scion xD is $187 with $837 due at signing, while the xB is $199 a month with $849 at signing. The Scion tC is $256 a month with $906 due at signing.

Lexus doesn’t have any incentives listed on its site this month. Check with your local Lexus dealer, as there are usually several lease deals being offered locally.

Incentives listed are for the southeast region. They may differ depending on where you live. Check Toyota’s site to find the incentives in your area.